A Jumbo Loan is a non-conforming mortgage loan for home buyers who need financing beyond the limits of a conventional loan. Whether you’re purchasing a luxury home, an investment property, or a high-cost residence, American Fidelity Mortgages provides Jumbo Purchase Loans with competitive rates and flexible terms.
At American Fidelity Mortgages, we secure your high-end dream house in Lutz, FL., with an understanding of large-scale financing. Our expert team simplifies the complexity of current finance marketing and offers personalized solutions, competitive rates, and fast approval timelines.
Here is why you should choose us for jumbo purchase loans:
There are several requirements to qualify for a jumbo loan in Lutz, FL. To ensure you are financially secure, American Fidelity Mortgage will make the process easy and streamlined, allowing you to focus on obtaining the property of your dreams.
You are eligible if you have:
American Fidelity Mortgages simplifies the jumbo loan process for Lutz, FL buyers, offering assistance throughout the process. The process involves five main steps, with stricter requirements for each phase due to the larger scale of a jumbo loan. We are committed to providing support throughout the process, whether it’s a first luxury home purchase or an upgrade.
To apply for a jumbo purchase loan, follow these steps:
Pre-qualify and verify jumbo loan limits.
Provide income, credit, and asset documentation.
Pre-approval and start searching for homes
Appraisal and underwriting review
Final Approval and close on your dream home
A jumbo loan exceeds the conforming loan limits set by Fannie Mae and Freddie Mac, which are typically over $766,550 in most areas.
Yes, they are a bit higher based on more risk; however, we provide competitive rates with good terms.
Yes! Just as you can with conventional loans, you can refinance for a lower rate or better terms.
20% is the norm; however, some borrowers qualify with just 10% down based on financial strength and credit.
With years of dedicated service in Florida, American Fidelity Mortgage has built a reputation for excellence in home financing.
American Fidelity Mortgage made our home buying process seamless and stress-free. Their team was incredibly knowledgeable and supportive.
Contact us today to begin your journey to homeownership with trusted mortgage solutions in Florida.
