Dreaming of owning a property in sunny Florida? As a foreign national, purchasing real estate in Florida is now more accessible than ever with our Foreign National Loans Florida. Whether you’re looking to buy a vacation home, invest in property, or secure a condo, our specialized loan products are designed to help non-U.S. citizens and foreign buyers achieve their real estate goals in one of the most sought-after markets in the country.
At Home Loan FL, we understand the unique needs of foreign nationals, and our team of seasoned Loan Specialists is here to guide you every step of the way. With over 20 years of experience working with international buyers in Palm Beach County and across Florida, we offer the expertise, resources, and personalized service to make your property purchase as smooth and efficient as possible
1. Flexible Loan Terms & Conditions
Loan amounts available up to $10,000,000, so you can buy everything from a cozy condo to a luxurious estate.
Up to 75% Loan-to-Value (LTV) for property purchases, allowing you to make a larger investment with less upfront capital.
Cash-out loans available with up to 70% LTV, giving you the flexibility to leverage your property for additional funding or investment opportunities.
Our process is simple and hassle-free, making it easier for you to qualify without the need for income verification, even if you don’t have a U.S.-based income source. We also eliminate the requirement for reserves, streamlining the approval process with minimal financial documentation, allowing for a faster closing. Additionally, we accept non-warrantable condos and condo hotels, giving you more flexibility in choosing the perfect property.
Foreign National Loans are designed to be faster and more accessible than traditional U.S. mortgages, meaning you won’t have to jump through hoops to secure financing.
Our loan program welcomes buyers from all nationalities—whether you're from Canada, Europe, Asia, or anywhere in the world, we’ll help you finance your Florida property purchase.
Our flexible loan program offers amounts up to $10,000,000 with up to 75% LTV for purchases and 70% LTV for cash-out loans. No income verification or reserves are required, simplifying approval. We accept non-warrantable condos and condo hotels, and all nationalities are welcome.
Experience You Can Trust
With over a decade of experience in helping foreign nationals secure financing for Florida properties, we truly understand the local market. Our team has guided countless international buyers through the ins and outs of purchasing property in South Florida, and we’re ready to create a customized solution that fits your needs. Whether you’re buying a vacation home or an investment property, we’ve got the expertise to make it happen.
The Best Rates Around
We pride ourselves on offering some of the most competitive rates in the market, often beating the big banks. Our goal is to make sure you get the best deal possible, helping you save money over the life of your loan.
Personalized Service That Puts You First
At Home Loan FL, we don’t treat you like just another number. As a local business, we’re all about building personal relationships and offering one-on-one service. From day one, you’ll work directly with a dedicated Loan Specialist who will guide you through every step of the process, making sure you feel confident and well-informed.
A Track Record of Happy Clients
We’re proud to have earned a 5-Star Google Rating, and we’re committed to delivering top-tier customer service every time. Don’t just take our word for it—check out what our satisfied clients have to say. Their positive experiences are a testament to the care and attention we give each and every client.
Contact us today to begin your journey to homeownership with trusted mortgage solutions in Florida.
