A Foreign National Loan is a flexible loan option for non-U.S. citizens buying real estate in Lutz, FL. The American Fidelity Mortgage provides loans with flexible financing options, whether the individual is investing in property, buying a vacation house, or relocating without any prior credit history.
Foreign national loans provide mortgage solutions specifically designed to help overseas investors buy property in Lutz, FL., even if they have no credit score or residency status. These loans can help first-time home buyers, second-home buyers, real estate investors, and professionals relocating to Lutz, FL, whether it be for work or pleasure.
Common Loan Types Include:
At American Fidelity Mortgage, we specialize in assisting foreign nationals in purchasing property in Lutz, FL. We have worked with a number of international buyers and will ensure the loan process is quick, simple, and hassle-free for non-citizens.
Here’s why you should choose us:
Many foreign nationals think that they cannot invest in U.S. real estate because it would be nearly impossible for them to qualify for a mortgage loan. However, foreign national loans are available to non-U.S. citizens or non-permanent resident aliens who want to invest in a property in Lutz, FL. No Social Security number or previous credit is required!
You may qualify if you:
Getting a foreign national loan in Lutz, FL, is easier than you think! We empower international buyers with financing for properties in Lutz, FL! At American Fidelity Mortgage, we get your loan approved without any hassle.
To save you from the hassle and guesswork, we have streamlined the following process:
Step-by-Step Process:
Initial Consultation
Speak with our foreign loan specialist to understand your goals
Document Submission
Provide identification, proof of income, and property details.
Pre-Approval
Receive a preliminary decision based on your qualifications.
Appraisal & Underwriting
The property is appraised, and documents are reviewed
Closing
Sign the final paperwork and receive your loan!
With years of dedicated service in Florida, American Fidelity Mortgage has built a reputation for excellence in home financing.
American Fidelity Mortgage made our home buying process seamless and stress-free. Their team was incredibly knowledgeable and supportive.
Yes, most foreign national loans do not have a U.S. credit score requirement. If you have international credit reports or bank statements, we will accept them as proof of financial history.
The down payment typically ranges from 20%-30% of the price of the property, depending on the lender and type of loan.
No. Foreign national loans can be used on residential, vacation, and/or investment properties in Lutz, Florida.
Typically, the process takes 30 to 45 days from application to closing, assuming all paperwork is submitted on time.
Not necessarily. Many lenders will allow remote closings or offer a power-of-attorney option if you simply cannot travel.
No. Most foreign national loans do not require a U.S. credit score. Instead, lenders may use international credit reports, bank statements, or other financial documents.
Contact us today to begin your journey to homeownership with trusted mortgage solutions in Florida.
